Cargo bike financing

A cargo bike is a significant investment. While it's much cheaper than a delivery van, you’ll still be looking at a few thousand euros. To make the financial hurdle as low as possible, we offer several cargo bike financing options. This way, there's always a solution that fits your needs and budget.

Buying your cargo bike

Of course, you can always choose to purchase your cargo bike outright. Our invoice includes all the necessary details for tax purposes and insurance, so you’ll have everything conveniently in one place. If you’d prefer to pay in installments, we’re happy to discuss the possibilities with you once we have more clarity about the total costs.

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Leasing a cargo bike: financial lease

Leasing a commercial cargo bike can be a smart way to spread the costs over several years. A financial lease is essentially a purchase on installment, meaning the bike becomes your property from day one. However, keep in mind that maintenance and insurance are not included in this lease. We’ll gladly help you arrange these separately. Please note that a credit check is always required when applying for a financial lease.

Leasing a cargo bike: operational lease

In addition to financial leasing, we also offer operational leasing. With this option, maintenance and insurance are included, ensuring that your cargo bike is always ready for use. While operational lease costs slightly more per month compared to financial lease, it gives you complete peace of mind. At the end of the lease term, you’ll have the option to purchase the bike. Until then, the bike remains the property of the leasing company.

Cargobikes.nl helps you find the right financing option

The best financing setup for your cargo bike depends on various factors. We’re happy to help you explore the most suitable option. We work with reputable leasing partners to make the process as easy as possible. Let’s find the perfect cargo bike and figure out the best way to finance it!