Liability insurance isn’t always included by default in every bike insurance policy. With this insurance, you’re protected against damage caused to third parties while riding your cargo bike. Accidents can happen in the blink of an eye—if you accidentally damage someone else’s property, this insurance has you covered. Make sure to check whether liability coverage is included in your policy.
Cargo bike insurance
No one likes taking out an insurance policy, but you'll be glad you did if something happens. There are many insurance providers, each with their own terms and conditions, so it's essential to compare quotes carefully to avoid comparing apples with oranges. Of course, Cargobikes.nl is happy to help you with all types of insurance.
Liability insurance for your cargo bike
Theft insurance for your cargo bike
The thought of having your cargo bike stolen is unpleasant, but unfortunately, it’s a real risk. That’s why we always recommend including theft coverage in your cargo bike insurance. We have a reliable partnership with Kingpolis, who requires GPS tracking devices for certain types of cargo bikes (available from €129) along with an additional bike chain (starting at €54.95). Additionally, you’ll need to purchase a connectivity subscription for the GPS tracker, which costs around €60 per year and includes theft tracking services. If your cargo bike is stolen, report it immediately—there’s a 90% chance it will be recovered and returned.
Important note for business liability insurance
Check whether your business liability insurance covers other delivery drivers besides yourself. Some policies only insure the cargo bike’s owner, but you’ll want your employees to be covered as well. Not sure if your policy includes this? We can help you find out and recommend providers that offer coverage for additional riders. Make sure you choose the right cargo bike insurance for your business!
Arrange your cargo bike insurance with Cargobikes.nl
In our opinion, insurance is essential for commercial cargo bikes. The right insurance lets you hit the road with peace of mind—for both yourself and your colleagues. We’re happy to help you find the best insurance provider with the most suitable coverage for your needs.